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  • Unfair Discrimination and Individual Health Policies
    Unfair ... Long-Term Care News May 2009 – Issue 23 24 | MAY 2009 | Long-Term Care News David ... Many Medicare Supplement (Med Supp) and long-term care (LTC) policies offer a discount for married couples ...

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    • Authors: David Hippen
    • Date: May 2009
    • Competency: External Forces & Industry Knowledge>Actuarial theory in business context; Professional Values>Ethical standards
    • Publication Name: Long-Term Care News
    • Topics: Actuarial Profession>Best practices; Actuarial Profession>Code of Conduct; Long-term Care>Long-term care insurance
  • ASOPs and Unfair Discrimination
    ASOPs and Unfair Discrimination Remarks on the pricing of joint LTC policies illustrate the need for an actuary's ... Article from: Long-Term Care News May 2009 – Issue 23 Long-Term Care News | MAY 2009 | ...

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    • Authors: David Hippen
    • Date: May 2009
    • Competency: Professional Values>Ethical standards; Professional Values>Practice expertise
    • Publication Name: Long-Term Care News
    • Topics: Actuarial Profession>Best practices; Actuarial Profession>Code of Conduct; Actuarial Profession>Standards of practice; Long-term Care>Long-term care insurance
  • Universal Life, No-Lapse, and the Law vs. Free Markets
    ture interest rate. Tradition seems to be the primary reason. When universal life first became popular ... provisions guarantee the death benefit even if the (primary) account value or cash value is zero (or negative) ...

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    • Authors: David Hippen
    • Date: Mar 2001
    • Competency: External Forces & Industry Knowledge
    • Publication Name: The Financial Reporter
    • Topics: Life Insurance>Universal life